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Home Loan , Loan Against Property, NRI Loans

Home loan is a secured loan given to individuals who aspire to build or buy a house. The property so purchased is mortgaged in the name of the lending institution as security, till the time the loan is fully repaid.

The lending institution will hold the original property related documents till the time the loan is fully repaid along with the interest.

To buy a house, be it under construction, ready or resale property, the residence buyer can seek for loan from banks or financial institutions through financial advisors or home loan agents.

It should be noted that the terms and conditions of the housing loan can differ widely in terms of loan amount, maturity period, interest rate, repayment mode, etc.

ACE Consultancy has been working in this arena for several years as home loan advisors and home loan agents. We have expertise in identifying the banks and institutions that offer the loan on most friendly terms.

Till date, we have been instrumental and successful home loan advisors in Mumbai providing home loans to salaried individuals, self employed, professionals and NRIs to procure home loans at best terms.

Our home loan advisors strive to provide you the home loan deals at the cheapest rate of interest.

Frequently Asked Questions

A. The word Home Loan means when you are eager to shift your own residential property or want to invest in real estate & taking a loan for the same.


A. In Retail loans 7 working days once documentations are completed


A. Since this is a housing loan thus bank requires a mortgage of the property for which the loan is being taken.


A. Processing fee in housing loan varies bank to bank, normally it's start from 5000.00 to 0.50% of loan amount.?


A. In Home Loan bank do offer loan from 5 yrs to 30 yrs which varies bank to bank & age of the borrower.


A. Surly Part-Payment & Prepayment in housing loan can be done at any stage. There is no Part-Payment & Prepayment penalty applicable if loan is on floating rate of interest. If loan is on fixed rate of interest then Part-Payment & Prepayment charges varies from 1.00% to 2.00% bank to bank.


A. Taking a bank loan is always advisable as it gives you various benefits as below ... 1. A Housing loan as it would enable you to get tax exemptions as per Income Tax rules. 2. A Housing Loan can be given by a bank only after all the due diligence of legalities of property so you are always secured in term of property. 3. A Good Loan track record makes bank more comfortable to fund you in case of big requirement in future


Home loan Inquiry Form